Have you lost track of your old 401(k) retirement account(s)?

It happens. We worked for an employer for a year, they set up a 401K with employer contributions, even if you did not contribute the account was yours.  You moved, multiple times perhaps, and your mail wasn’t able to follow your movements.  Fast forward 30 years, you’re thinking of retiring and putting your eggs in the basket to see if there is enough to sustain your long retirement life?

Don’t forget the retirement account(s) from the beginning of your careers.

How do you find a lost retirement account?

  • Call your former employer and inquire.  Check all your old tax returns and employment papers you may have for clues.
  • Contact the Department of Labor which has a plethora of information available on pension and retirements plans
  • Contact the Pension Rights Center – who are they?  Here’s how they describe themselves: Founded in 1976, the Pension Rights Center is a nonprofit consumer organization committed to protecting and promoting the retirement security of American workers, retirees, and their families.
    • For more than four decades, the Center has:
    • Acted as a consumer watchdog to preserve key protections;
    • Secured the adoption of a dozen federal laws and regulations;
    • Helped thousands of people obtain wrongfully-denied pensions;
    • Authored numerous publications to explain complex rules; and
    • Served as an indispensable resource for the media.

The Center has an unparalleled reputation for credibility, hard work, and an untiring commitment to securing economic justice for America’s workers, retirees, and their families.

  • Check the National Registry of Unclaimed Retirement Benefits – who are they? Here’s how they describe themselves: The National Registry is a nationwide, secure database listing of retirement plan account balances that have been left unclaimed. This website is designed to help match employers with abandoned or forgotten employee retirement account balances with the former employees who they rightfully belong to.

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